Work Injury Benefits

Disability / Work Injury Benefit

Work injuries are divided into four categories: (i) permanent total incapacity (ii) permanent partial incapacity (iii) temporary incapacity and (iv) fatal injury leading to death of a worker.

In the case of permanent incapacity/disability,  47-70% of a insured worker's monthly salary  is paid according to the assessed degree of disability. If the disability pension is less than or equal to the old age pension, then the old age pension up to 70% of the insured monthly basic salary is paid to the worker. If the injury sustained by the worker is permanent total disablement, he is paid a lump sum equal to five times his annual wages (5 years wages). If the injury sustained by worker is below permanent total disablement, i.e., for partial total incapacity, a sum proportionate to the degree of disablement is provided.

In the case of temporary disability, 47% of worker's monthly basic salary multiplied by 5 (years) multiplied by the assessed degree of disability is paid as temporary disability benefit. Degree of disability is assessed by an authorized medical board.

In the case of fatal injury, dependents (widow/widower, children under the age of 18 years and any parent being supported by the deceased worker) receive survivors' pension. 50% of the pension a deceased worker would have received, if assessed with permanent total disability, is paid to the widow(er). 10% of a deceased worker's pension is paid to each of the orphans younger than 15 years. 10% of the pension is paid to the each of the deceased worker's parent supported by him.

Source: § 95-112 of the Labour Proclamation No. 377/2003 (amended by Proc. No. 466/2005 & Proc. No. 494/2006); §27-38 of the  Private Organization Employees Pension Proclamation No. 715/2011