All about Medical Health, Health Care Benefits, Health and Work, Health and Wages and more on Mywage Zambia.
By Meluse Kapatamoyo
According to employment legislation in Zambia, an employer must provide minimum health care benefits. What package you are offered depends on your employer.
One of the common health packages available is where the employer signs up employees on a medical scheme with access to recognised clinics, as well as the country’s highest referral centre, the University Teaching Hospital (UTH).
However, in instances where it’s negotiable, as is the case for most unionised employees, the degree to which the employer will provide this benefit varies with the respective organisation’s policy and capacity to pay. The package can works in four different ways:
- The employee and employer contribute equal portions of the bill to a set maximum annually on a draw down basis - any excess in the set amount is debited to the employee’s staff account.
- The employer offsets all medical bills for the employee and immediate family to a set maximum annually restricted to recognised clinics and UTH.
- The employer offsets all medical bills for the employee and immediate family members without a maximum amount but also restricted to recognised clinics and UTH.
- The employer pays the employee a percentage of his/her salary monthly as medical allowance, which the employee is free to utilise at a clinic/hospital of their choice.
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Find out more about general working conditions in Zambia on our Work Barometer.