Insurance representatives

Insurance representatives advise on and sell life, accident, automobile, liability, endowment, fire, marine and other types of insurance to new and established clients.

Skill level: Skilled

Check your pay

  • Salary range for the majority of workers in Insurance representatives - from GH₵2,358 to GH₵14,011 per month - 2025.
  • A Insurance representatives typically earns between GH₵2,358 and GH₵9,467 net per month at the start of the job.
  • After 5 years of service, this is between GH₵3,321 and GH₵15,431 per month for a working week of 40 hours.

Job Responsibilities

  • Obtaining information about customers’ circumstances necessary to determine appropriate type of insurance and conditions
  • Negotiating with customers to determine type and degree of risk for which insurance is required
  • Explaining details of insurance and conditions, risk coverage premiums and benefits to customers
  • Assisting clients to determine the type and level of coverage required, calculating premiums and establishing method of payment
  • Negotiating and placing reinsurance contracts
  • Advising on, negotiating terms for and placing insurance contracts for large or special types of projects, installations or risks

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