MEMORANDUM OF COLLECTIVE AGREEMENT BETWEEN INDO ZAMBIA BANK LIMITED (HEREINAFTER REFERRED TO AS THE “ BANK” ) AND ZAMBIA UNION OF FINANCIAL INSTITUTIONS AND ALLIED WORKERS - 2016

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JANUARY 2016 - DECEMBER 2017

Representing employees eligible for representation by the Union in terms of item 2 - Scope of the Agreement - the MEMORANDUM OF RECOGNITION AGREEMENT signed on the 2nd day of July One Thousand Nine Hundred and Ninety Eight between the Bank and the Union.

This Collective Agreement made this 20th day of June 2016 between the Bank and the Union covering conditions of service as stipulated in the Memorandum of Recognition Agreement witnesseth as follows:

DEFINITION OF TERMS

The following terms shall in this Agreement mean as indicated here below:

a) Salary - An employee's monthly basic salary, excluding allowances and any other cash benefits.

b) Dependant Child - An employee's biological offspring or legally adopted minor / dependant below the age of twenty one (21) years and who is neither working nor married, registered with the Bank.

d) Spouse - Husband/wife of an employee registered with the bank. The Bank shall only register one spouse per eligible employee.

e) Eligible Employee - a Unionisable employee of the bank other than a member of the Management of Indo Zambia Bank.

f) Union - The Zambia Union of Financial Institutions and Allied Workers (ZUFIAW)

g) Bank - Indo Zambia Bank

Duration of this collective Agreement shall be for a period of not less than twenty-four months commencing 1st January, 2016 provided that:

a) Within 12 months of the date of the coming into effect of this Collective Agreement either party could call for a meeting to review salaries according to prevailing economic conditions during the period.

b) At any time after 21 months of commencement of this Agreement, either party will give to the other six weeks’ notice in writing of its desire for this Agreement to co ntinue in force for a further period to be agreed upon, or of its intention to terminate the Agreement or alter a clause therein.

c) In the event of emergency cases, both parties shall endeavour to meet as soon as possible but not later than 14 days.

d) The terms of this Agreement, shall be in accordance with the prevailing labour legislations.

e) The provision agreement shall be valid only so long as the Recognition Agreement between the Bank and the Union remains in force.

f) Pending the signing of a new Collective Agreement the present Agreement shall continue in force.

g) Application for a Change or Amendment

It is agreed that if either the Union or the Bank consider that any part of this Agreement should be changed or amended and if it is also considered that a change is mutually beneficial to both the Union and the Bank and provided it is clearly sent to be a valid reason to recommend such a change or amendment to this Agreement, it should be undertaken in the following manner:

i) The Union or the Bank will indicate by letter its intention to discuss a change or amendment to the Collective Agreement.

ii) Such a letter indicated in (i) above will not be considered by the Joint Negotiating Council unless it is accompanied by written information/evidence or any other communication considered necessary to validate the intention to change or amend the Collective Agreement.

iii) The party requesting the change or amendment shall allow the other party two weeks to consider the request. The Joint Negotiating Council shall after two weeks, but not longer than three weeks after the date of this original letter, agree to meet to discuss the change.

Clause 1: Rate of Pay

The Bank and the Union agree that:

i) Salary

The rate of pay on salary for eligible employees as at 20th June 2016 has been increased with effect from 1st January 2016 at a rate of 14% across the board. The new salary structure resultant thereupon is shown in Appendix A hereto.

Clause 2: Upkeep Allowance

The Bank and the Union agree that:

The Upkeep Allowance has been increased with effect from 1st January 2016 at a rate of K400.00 across the board. This is an increase to the existing Upkeep Allowance, With effect from 1st January 2016, the new Upkeep Allowance is K1,450.00 per month.

Clause 3: Overtime

The Bank and the Union agree that:

i) Overtime shall be one and half the hourly rate on ordinary days and double the hourly rate on non-working Saturdays, Sundays and Public Holidays.

ii) When an employee is made to work beyond 18:00 hours, the bank shall provide a taxi or an employee will be reimbursed taxi expenses to his/her place of residence.

iii) In addition, an employee who is made to work after 19:00 hours shall be provided with dinner whose cost shall be K100/-.

iv) When requested to work on a non-working day, an employee shall be paid transport charges from the place of residence to the place of work and back. The cost shall be determined by the prevailing taxi fare chart.

v) Further, an employee requested to work on a non-working day shall be provided with lunch allowance of K100/-. If the employee works beyond 18:30 hours, he/she shall be provided with dinner allowance of K100/-.

Clause 4: Mid Month Advance

Employees shall on request draw 30% of their basic salary at mid month without giving reasons subject to the resultant net pay not being less than K500.00

Clause 5: Salary Advance

On request, an employee shall be granted salary advance computed as 30% of an employee’s basic salary multiplied by 2 and payable in two (2) instalments as long as the resultant net pay is not less than K500.00. The deductions shall commence in the following month.

Clause 6: Annual Leave Accrual

The Bank and the Union agree that accrued leave days shall be granted as follows:

i) Employees with 0-5 years of service shall accrue 24 working days per year exclusive of Saturdays, Sundays and gazetted public holidays.

ii) Employees with over 5 years of service shall accrue 30 working days per year exclusive of Saturdays, Sundays and holidays.

iii) The, accrued leave days shall be displayed on the employees’ pay slips at the end of each month, subject to the availability of IT software.

iv) A minimum of 5 days will however be left on each employees accrued leave days.

Clause 7: Annual Leave Allowance

The Bank and the Union agree that;

i) Annual Leave Allowance shall be paid at the rate of 12.5% of one's Annual Basic Salary (taxable).

ii) Leave accrued, including during a probationary period will be paid to the employee or his/her estate in cash in the event of termination of contract or death, provided that all indebtedness to the Bank shall first be recovered.

iii) Annual leave allowance shall be paid only when an employee proceeds on a minimum of seven (7) working days annual leave.

iv) An employee whose annual leave has been approved but could not proceed immediately or who has been recalled due to pressure of work shall be allowed to draw annual leave allowance and communication to resume or recall leave shall be in writing, Such leave will be credited back to the affected employee or taken at another appropriate time.

Clause 8: Study Leave

The Bank and the Union agree that:

i) An employee, on satisfactory proof of registration shall be granted 10 calendar days inclusive of the actual period of writing examinations, twice in a year.

ii) The following are the accepted Professional fields of study and such course of study must have a duration of not less than 6 months.

a) Banking and Finance Accounting

b) -Human Resource Management

- Business Administration

e) Secretarial

Business Law and Commerce

g) Information Technology

h)Customer Service

i) Prevention of Money Laundering and Frauds

j) Office Administration

k) Marketing

l) Any other course that management may deem necessary or relevant to the bank.

m) Further, in keeping with the objectives of the training policy, an eligible employee who successfully completes the approved training courses may be considered for an incentive by the Management in form of salary adjustment by one or two notches or job re-grading. The employee shall also be entitled to 60% reimbursement of registration, tuition and examination fees on production of authentic receipts and transcripts of results. However, reimbursement will only be for successfully completed exam/paper/course.

iv) Further, one (1) Notch will be given at each level of qualification as tabulated below for staff pursuing Banking and Finance courses from the Zambia Institute of Banking and Financial Studies and any approved institution:

Certificate level: 1Notch

Diploma Level: 1Notch

Degree level: 1Notch

v) A Study Tracking Form shall be completed once for each qualification pursued.

Clause 9: Compassionate Leave

The Bank and the Union agree that:

i) On written application and supported by documentary evidence, an employee shall be granted 10 working days on death of spouse, child, parent, blood sister and blood brother.

ii) Days in excess of 10 working days shall be granted at the discretion of Management.

Clause 10: Nursing a Sick Child and Spouse

The Bank and the Union agree that:

An employee shall be granted leave for the purpose of nursing his/her sick spouse or child provided that he/she produces

documentary recommendation from a Government approved Doctor registered with the Medical Council of Zambia stating that his/her presence is required and stating the number of days. ii) Documentary recommendation from registered traditional healers will only be accepted if there is evidence to show that

professionally qualified doctors have failed to treat the sick person.

Clause 11: Unpaid Leave

The Bank and the Union agree that:

i) Management shall on application, grant unpaid leave of up to a maximum of two (2) years in compassionate cases and purposes of study provided that an employee has served a continuous minimum tenure of two (2) years with the Bank, ii) Further, where an employee proceeds on unpaid leave, for the purpose of studying, he/she may be allowed to resume work during recess subject to availability of vacancies.

Clause 12: Special Leave

The Bank and the Union agree that:

i)An employee who is required by law to attend court proceedings shall be allowed special leave for the number of days required.

ii) In conformity with the provisions of the Labour and Industrial Relations Act, a female employee shall be entitled to one (1) day absence from work in a month without giving reasons.

Clause 13: Sick Leave

The Bank and the Union agree that:

Employees who are confirmed in their appointments and who are on prolonged medical treatment because of ill health shall be entitled to sick leave as follows:

i) Twelve months (12) on full pay subject to the production of medical certificate signed by a government registered medical practitioner. Therefore, a certificate from the government registered medical practitioner will determine suitability for continued employment with the bank.

ii) However, recommendations from registered traditional healers will be recognized as a certificate of absence provided there is a letter from a government hospital doctor stating that the employee attended treatment at the hospital and that the nature of the illness could not be cured.

iii) The employer reserves the right to have an employee examined by a Government registered medical practitioner.

Clause 14: Maternity Leave

The Bank and the Union agree that:

i) Eligible female employees shall be entitled to ninety (90) calendar days paid maternity leave after serving the initial two (2) years and thereafter at intervals of not less than two years.

ii) Such leave shall be exclusive of annual leave of which the latter shall not be taken together with maternity leave except with agreement of employer and employee.

iii) Breastfeeding mothers shall be given one (1) hour breast feeding time exclusive of lunch hour.

iv) The bank shall provide a place where female employees who have babies who are not more than one (1) year old will breast feed.

Clause 15: Paternity Leave

Eligible male employees shall be entitled to five (5) working days paid paternity leave on the birth of his child with a registered spouse after serving the initial two (2) years and thereafter at intervals of not less than two years. This paternity leave must be taken within a week of birth or it will be forfeited.

Clause 16: Public Holidays

The Bank and the Union agree that:

All gazetted Public Holidays as stipulated by the Government from time to time shall be observed by the Bank.

Clause 17: Hours of work

The Bank and the Union have agreed that:

i) Hours of work shall be restricted to forty four (44) hours per week or one hundred and seventy six (176) hours per month.

Hours in excess of this shall constitute overtime.

ii) The hours per week shall be as follows:

a) Monday to Friday 08:00 hours to 17:00 hours excluding one hour for lunch.

b) First and last Saturday of the month, 08:00 hours to 13:00 hours.

iii) Lunchtime will be staggered from 11:30 hours to 14:30 hours.

iv) Management shall at all times be encouraged to release staff for lunch. Where this is not possible or staff are requested to work throughout the prescribed lunch hours, eligible staff shall be paid a lunch allowance of K100.00.

Clause 18: Probation

The Bank and the Union have agreed that:

i) Newly recruited employees shall now be represented by the Union unless they choose not to. ii) The probationary period shall be six (6) months.

iv) During probation, the Bank may terminate the employee’s appointment by giving the employee one (1) month’s notice of termination or pay one (1) month’s salary in lieu of notice.

v) An employee serving on probation may terminate his/her appointment by giving one (1) month’s notice in writing of the intention to terminate his/her appointment or may lose one (1) month salary in lieu of notice. This notice shall be exclusive of any leave due to him /her. An employee may not take leave after he/she has submitted his/her notice of termination of appointment.

vi) Management, however, reserves the right to extend the period of probation for up to a further six (6) months at its own discretion. This extension shall however, be in writing stating reasons for extension.

Clause 19: Protective Clothing and Uniforms

The Bank and the Union have agreed that:

i) For Messengers, Commissioners, Cleaners, Drivers and Artisans, the following shall be provided:

a) Two pullovers, two pairs of shoes, two pairs of socks and three sets of uniforms per annum. All the above mentioned shall be provided with uniforms and equipment consistent with their work. Two packets of washing detergents of 500 grams each per month will also be provided.

b)Head Messengers, Drivers and Commissioners shall be provided with uniforms to distinguish them from the rest.

c) In addition, office raincoats and umbrellas for Messengers for use during the rain season remain the property of the bank. 

d) Bulk cashiers/Custodians shall be provided with dustcoats, and one packet of milk per day to be consumed at the place of work.

Clause 20:Upset/Disturbance allowance

The Bank and the Union have agreed that:

When an employee is transferred beyond a radius of 40km outside his/her town of residence, at the instance of the bank, an upset/disturbance allowance will be paid as follows:

i) 20% of one's annual basic salary across the board;

ii) In addition, the Bank shall provide transport for the transportation of personal effects, self and registered dependants.

iii) Upon transfer to a new centre, it is expected that the employee should find a suitable accommodation within 10 days. Until such time, the employee has the option of being accommodated or drawing subsistence allowance as stated in clause 22. No allowance will be paid after 10 days. In case:

(a) The employee is provided accommodation on arrival, the above benefit is not available.

(b) The employee finds an accommodation, before 10 calendar days, this benefit will cease on the date lease for new accommodation is signed,

Clause 21: Acting Allowance and Period

The Bank and the Union have agreed that:

i) For an employee to qualify for Acting Allowance he/she has to act for a period of not less than 10 working days, in a higher grade.

ii) If an employee acts in the same position for the second time, this period shall be reduced to 7 working days.

iii) The Acting Allowance shall be 12% of the acting employee's monthly basic salary or the difference between the incumbent employee's monthly salary and the acting employee's monthly basic salary, whichever is higher.

iv) An employee nominated to act shall be informed in writing prior to carrying out duties involving payment of Acting Allowance.

Clause 22: Travelling on Duty Allowance

The Bank and the Union have agreed that:

i) When a member of staff is travelling on duty, they shall draw Kilometre Allowance. In the event that more than one (1) member of staff is travelling from the same branch, the Kilometer Allowance shall be paid to one (1) member of staff who shall accommodate 2 more members of staff and the number shall not exceed four (4) in one vehicle, provided they are travelling for the same Bank duty.

ii) When travelling on duty, the bank shall provide transport and full board lodging, at a good standard accommodation.

iii) However, in the event that an employee is not accommodated by the bank she/he shall be paid K530.00 subsistence allowance per night,

iv) In addition to the above cases, the bank shall provide K160.00 as out of pocket allowance per night.

v) An employee shall have the option of whether to be accommodated or not.

Clause 23: Kilometre Allowance

The Bank and the Union have agreed that:

When travelling outside town of residence on duty while using their personal vehicles, an eligible employee shall be paid K4.00 per kilometre.

Clause 24: Funeral Expenses

The Bank and the Union have agreed that:

i) In the event of death of an employee, spouse, child and parent, the bank shall provide the following grants:

Eligible Employee - K4,000.00

Spouse / registered Child / Parent - K4,000.00

A casket and funeral parlour services shall be provided on death of employee whilst the registered spouse and child will be provided with a casket only.

i) Two minibuses (Twenty Six (26) seater) shall be provided for the transportation of mourners to and from the funeral house and the graveyard in all cases above within station. 

ii) Other Funeral and Commuter benefits which are part of the Group Life Assurance scheme shall be availed.

Clause 25: Medical Allowance/Assistance

The Bank and the Union have agreed that:

i) The bank shall pay 13% of one’s monthly basic salary, as medical allowance.

ii) A Medical Insurance Scheme will be introduced whose premium will be deducted from the member of staff,

iii) This allowance shall be subject to tax.

iv) Further, the bank and the union have agreed that there will be an HIV/AIDS policy in place to address the issue of the pandemic within the workplace.

Clause 26: Cashier's Risk Allowance

The Bank and the Union agree that:

i) A Cashier shall be paid a Cashiers Risk allowance of K650.00 per month.

ii) This allowance shall be subjected to tax.

Clause 27: Pension Scheme

The Bank and Union have agreed that:

An in-house pension scheme shall be established for the purpose of administering employees’ pension/ terminal benefits.

Clause 28: Conditions on premises

The Bank and the Union agree that;

i) A reasonable sized refrigerator primarily for storage of water, stove, a water dispenser and a microwave oven shall be provided at the place of work.

ii) Whenever major construction works/renovations are being carried out, staff working in the affected areas only shall be relocated to alternative areas on or off the premises.

iii) When relocation of staff is not possible, the bank shall ensure that extra care and appropriate measures are taken not to endanger the lives of staff on site. A packet of milk and smocks shall be provided. 

iv) As practicable as possible renovation works such as painting, ceiling board repairs shall be conducted during non-working hours and weekends only.

v) All work areas including the banking hall shall be well ventilated by air conditioning units, which must be regularly serviced and well lit according to electrical specifications.

Clause 29: Repatriation of Employees

The Bank and the Union have agreed that:

i) On termination of service, all eligible employees are entitled to be repatriated together with their families from places of employment to places of recruitment as stipulated in the Employment Act under the following circumstances;

a) The employee being medically discharged.

b) The employee being declared redundant.

c) Upon normal and/or early retirement.

d) The employee dying in service in which case the benefits may be payable to the family of the deceased employee.

ii) However, employees may elect to be repatriated to places of their choice, but the Bank shall only meet that portion of the cost of repatriation to the places of recruitment.

iii) In addition, where termination takes place within the place of recruitment and depending on the circumstances leading to termination service, the Bank shall provide the employee with transport expenses to his/her place of settlement.

iv) A repatriation allowance shall be paid to eligible employees whose amount shall be determined by the prevailing market transportation costs. Three quotations shall be provided.

Clause 30: Redundancy

The Bank and the Union have agreed that:

i) Redundancy is a negotiable item and that in the event of redundancies being executed; this exercise shall require full consultations between the Union and the Bank to work out modalities of its implementation.

ii) Redundancy will not arise where:

a) In the event of it being necessary to reduce staff at one branch because of its closure or small work load, an  affected employee is offered alternative employment appropriate to his/her grade at another branch, whether or not the offer is accepted.

b) Where the business is wholly or partially taken over by or merged with any third party and continued employment is offered to employees on similar terms

Clause 31: Early Retirement

The Bank and the Union have agreed that:

i) Subject to Management approval, an employee who has served the bank for a continuous minimum of 10 years unbroken service shall upon application be eligible for early retirement.

ii) Where such application is successful / unsuccessful the Bank shall communicate in writing.

ii) An employee may retire by giving one (1) months notice in writing of the intention to terminate his/her appointment or may lose one (1) months salary in lieu of notice. This notice shall be exclusive of any leave due to him /her. In case of a resignation, an employee may not take leave after submission of notice of termination of appointment. Only members of staff who will be proceeding on Early and Normal retirement will be allowed to proceed on leave prior to their retirement.

Clause 32: Normal Retirement

The Bank and the Union have agreed that:

i) Upon completing 20 years of continuous service or upon reaching either 55 years or 60 years of age, an employee may proceed on normal retirement.

ii) The normal retirement package shall be calculated at 4 months Basic Salary for each completed year of active service.

iii) Employee due for normal retirement will be given appropriate notice of the impending retirement.

iv) An employee may retire by giving one (1) months notice in writing of the intention to terminate his/her appointment or may one (1) months salary in lieu of notice. This notice shall be exclusive of any leave due to him /her. In case of a resignation, an employee may not take leave after submission of notice of termination of appointment. Only members of staff who will be proceeding on Early and Normal retirement will be allowed to proceed on leave prior to their retirement.

Clause 33: Retirement on Medical Grounds

The Bank and the Union have agreed that:

An employee being retired on medical grounds shall be paid 4 months basic salary for each completed year of active service.

Clause 34: Merging of Banks

The Bank and the Union agree that:

In the event of a merger of the Bank, there shall be consultations between the Bank and the Union on the modalities of its implementation, provided that these consultations shall be made in conformity with the provisions of the existing laws of the land.

Clause 35: Marriage/Divorces

The Bank and the Union have agreed that:

All marriages, divorces, births and deaths shall be notified to Personnel department in order to enable them adjust employee records.

Clause 36: Notches

The Bank and the Union have agreed that:

i) Notches for all categories shall be spread as follows:

Non clerical 35 notches
Typists, Telephonist, Artisans & Drivers 30 notches
Clericals 20 notches
Supervisors 18 notches
Stenographers 16 notches

ii) The notch value in the salary structure has to graduate in order of seniority of grade and that such notch value column for each grade shall be displayed in Appendix A to the Collective Agreement.

Clause 37: Efficiency Barriers

The Bank and the Union have agreed that:

i) Each category of employee shall be subjected to Efficiency Barriers so as to enhance productivity and efficiency among staff in the bank.

ii) Awarding of Notches will be based on individual performance and will be at management’s discretion.

iii) The assessments shall be banded as follows:

a) 1 Notch-Good performer

b) 2 Notches-Very good performer

c) 3 Notches-Excellent performer

iv) An employee who is assessed as Excellent will get the maximum notch increment while the employee who is assessed as good will receive minimum increment.

v) Employees whose work may be regarded as unsatisfactory will be given the opportunity to transfer to another department/branch in order to work under a new and different environment for further assessment.

vi) All assessments for awarding incremental notches will be based on consistent pattern of performance for over a period of one (1) year.

Clause 38: Dress Code

The Bank and the Union have agreed that:

Eligible employees shall abide by the dress code as agreed between the Bank and the Union from time to time.

Clause 39: Christmas Hampers/Vouchers

The Bank and the Union agree that:

As a token of appreciation, employees may be given a Christmas voucher at Christmas containing an assortment of household consumables for a family of six.

Clause 40: Labour Day Celebrations

The Bank and the Union agree that:

There shall be a Labour Day organising Committee of equal representation that shall be formed to coordinate the Labour Day Celebrations. As practicable as possible, labour day Awards may be held on 1st May but not after 30th June. 

Clause 41: Long Service Award

The Bank and the Union have agreed that:

i) An employee who has served the bank for a continuous minimum period of 12 years on the anniversary, shall be given an item valued at K6,500.00 or be paid K6,500,00 in lieu of provided that at the anniversary, an employee has unblemished disciplinary charge, an employee may be eligible to receive the award at the next anniversary.

ii) Further, an employee shall be issued with a certificate of the award.

Clause 42: Staff Loans

The Bank and the Union have agreed that:

i) Staff loans are a non-negotiable item. However, for the purposes of information, the following loans may be available to staff who are confirmed in their appointments.

a) Personal loan

b) House loan

c) Car loan

d) Education loan

e) Furniture loan

ii) Details of, such loans may be obtained from the credit / Personnel department.

Clause 43: Resignations

The Bank and the Union have agreed that:

(i) An employee, who resigns from the services of the Bank, shall be entitled to terminal benefits of the balance of accrued leave days and any other benefits due, provided that all bank loans and indebtedness are fully discharged.

(ii) An employee wishing to resign shall give one (1) month’s notice of resignation in writing or may lose one (1) month’s salary in lieu of notice. This notice shall be exclusive of any leave due to him/her.

(iii) In case of a resignation, an employee may not take leave after submission of notice of termination of appointment. Only members of staff who will be proceeding on Early and Normal retirement will be allowed to proceed on leave prior to their 

Clause 44: Death in Service

The Bank and the Union have agreed that:

In the event of an employee dying in service, the following benefits shall be payable to the deceased employee’s next of kin or appointed administrator, provided always that all indebtedness to the bank are recovered:

i) A Group Life Assurance Policy, as determined by the Insurance Company and other benefits therein.

ii) Balance of Leave days accrued to date.

iii) Both employer and employee contributions towards internal pension scheme, where applicable.

iv) In addition to the above, Terminal benefits equivalent to four (4) months basic salary for each year served, will be given to staff who have worked for fifteen (15) years continuous service or more.

Clause 45: Canteen Facilities

The Bank and the Union have agreed that:

These shall be canteen facilities at places of work managed by a Canteen Committee.

Clause 46: Workshop / Seminar Allowance

The Bank and the Union have agreed that:

Management shall continue to render support/assistance to eligible employees going for Conferences, Workshops and Seminars.

Clause 47: Tools Allowance

The Bank and the Union have agreed that:

iii) The bank shall provide appropriate tools to the Artisans for execution of their work.

iv) Where tools are not provided, the employees shall report for work and perform such duties as shall be assigned to him/her as long as they do not fall outside the normal sphere of his /her job.

Clause 48:Education Allowance

The Bank and the Union have agreed that:

An eligible employee shall be paid education allowance at the rate of 8% of one’s monthly basic.

IN WITNESS WHEREOF, WE HAVE HEREUNDER SET OUR HANDS THIS

20th DAY OF JUNE 2016

FOR AND ON BEHALF OF THE BANK

- MAHESH M. BANSAL (MR)

MANAGING DIRECTOR

- GODWIN C. NGOMA (MR)

GENERAL MANAGER

- CHRISTOPHER WAKUNG’UMA (MR)

CHIEF MANAGER HUMAN RESOURCES

- RAMESH GOPALARATNAM (MR)

BARGAINING UNIT CHAIRMAN

FOR AND ON BEHALF OF UNION

- CHINGATI MSISKA (MR)

GENERAL SECRETARY

- MILANDU SICHIKOLO (MR)

UNION DELEGATION LEADER

- COLLINS CHIWATI (MR)

ZUFIAW INDO BRANCH CHAIRMAN

- MARINA KAPANDULA (MRS)

BARGAINING UNIT SECRETARY

ZMB Indo Zambia Bank Limited - 2016

Start date: → 2016-01-01
End date: → 2017-12-31
Ratified by: → Other
Ratified on: → 2016-06-20
Name industry: → Financial services, banking, insurance
Name industry: → Banking
Public/private sector: → In the private sector
Concluded by:
Name company: →  Indo Zambia Bank Limited
Names trade unions: →  Zambia Union of Financial Institutions and Allied Workers

TRAINING

Training programmes: → Yes
Apprenticeships: → No
Employer contributes to training fund for employees: → No

SICKNESS AND DISABILITY

Maximum for sickness pay (for 6 months): → 100 %
Maximum days for paid sickness leave: → 365 days
Provisions regarding return to work after long-term illness, e.g. cancer treatment: → No
Paid menstruation leave: → Yes
Pay in case of disability due to work accident: → No

HEALTH AND SAFETY AND MEDICAL ASSISTANCE

Medical assistance agreed: → Yes
Medical assistance for relatives agreed: → No
Contribution to health insurance agreed: → Yes
Health insurance for relatives agreed: → No
Health and safety policy agreed: → Yes
Health and safety training agreed: → No
Protective clothing provided: → Yes
Regular or yearly medical checkup or visits provided by the employer: → Yes
Monitoring of musculoskeletal solicitation of workstations, professional risks and/or relationship between work and health: → No clear provision
Funeral assistance: → Yes
Minimum company contribution to funeral/burial expenses: → ZMW 4000.0

WORK AND FAMILY ARRANGEMENTS

Maternity paid leave: → 13 weeks
Maternity paid leave restricted to 100 % of basic wage
Job security after maternity leave: → No
Prohibition of discrimination related to maternity: → No
Prohibition to oblige pregnant or breastfeeding workers to perform dangerous or unhealthy work: → 
Workplace risk assessment on the safety and health of pregnant or nursing women: → 
Availability of alternatives to dangerous or unhealthy work for pregnant or breastfeeding workers: → 
Time off for prenatal medical examinations: → 
Prohibition of screening for pregnancy before regularising non-standard workers: → 
Prohibition of screening for pregnancy before promotion: → 
Facilities for nursing mothers: → Yes
Employer-provided childcare facilities: → No
Employer-subsidized childcare facilities: → Yes
Monetary tuition/subsidy for children's education: → Yes
Paid leave per year in case of caring for relatives: → 10 days
Paternity paid leave: → 5 days
Leave duration in days in case of death of a relative: → 10 days

EMPLOYMENT CONTRACTS

Trial period duration: → 180 days
Part-time workers excluded from any provision: → No
Provisions about temporary workers: → No
Apprentices excluded from any provision: → No
Minijobs/student jobs excluded from any provision: → No

WORKING HOURS, SCHEDULES AND HOLIDAYS

Working hours per week: → 44.0
Working hours per week: → 176.0
Working days per week: → 5.0
Paid annual leave: → 24.0 days
Paid annual leave: → 4.0 weeks
Paid bank holidays: → 
Maximum number of Sundays / bank holidays that can be worked in a year: → 
Paid leave to attend court or for administrative duties: →  days
Provisions on flexible work arrangements: → No

WAGES

Wages determined by means of pay scales: → No
Adjustment for rising costs of living: → 

Wage increase

Wage increase: → 14.0 %
Wage increase starts: → 2016-01

Once only extra payment

Once only extra payment due to company performance: → No

Extra payment for annual leave

Extra payment for annual leave: → 12.5 % of basic wage

Premium for overtime work

Premium for overtime work: → 150 % of basic wage

Premium for Sunday work

Premium for Sunday work: → 200 %

Allowance for seniority

Allowance for seniority: → ZMW 6500.0 per month
Allowance for seniority after: → 12 years of service

Meal vouchers

Meal allowances provided: → No
Free legal assistance: → No
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